Legal Statement & Terms of Use




Should you have any questions regarding the following Legal Statement and Website Terms of Use please contact us using the details provided below: Cowley Groves Holdings Limited Head Office: 18 Victoria Street, Douglas Isle of Man Normal office hours are 9am to 5.30pm Telephone : +44 (0)1624 625888 Facsimile : +44 (0)1624 675494 Email : info@cowleygroves.com




Cowley Groves Property Shops The Cowley Groves property portfolio is made available online as a service and neither the provision of property information nor its access by any person shall be deemed to give rise to any commitment or obligation on the part of Cowley Groves Holdings Limited and Cowley Groves Property Shops. All Cowley Groves Property Shops literature and information is deemed to provide an accurate representation of each property made available by online and offline clients. Where images are shown of future developments, these are for illustrative purposes only and are subject to change. The Cowley Groves website makes provision for facilitation of the offer process, where registered users may make offers online. This action is done so at their own risk and this does not constitute a contract between buyers/rentors and sellers. Even after an offer has been made, the seller or Cowley Groves may continue marketing the property to maintain interest in case the sale falls through before exchange of contracts. The property may be listed as Sold, but "Subject to Contract", i.e. until the contracts are actually agreed and exchanged the property is still technically available. This maybe abbreviated to Sold STC or Sale Agreed. It may still be worth contacting the seller or Cowley Groves to discuss the strength of the accepted offer, particularly as there is no legal obligation on seller or purchaser to complete the sale. It is the registered members responsibility to safeguard their chosen username and password and not to disclose this 3rd parties. Passwords should be easy to remember, possibly memorable but not obvious. Cowley Groves Holdings Limited shall not be liable should information be obtained by 3rd parties pertaining to properties owned or leased by a registered member without their consent through what appears to be legitimate access to the site. CG Financial Services Limited CG Financial Services Limited is licensed by the Financial Supervison Commission. The regulation of Financial Services providers in the Isle of Man is the responsibility of the Financial Supervision Commission (FSC). A separate statutory body, the FSC’s role is to strike the right balance between regulatory control and consumer confidence. It subscribes to the supervisory principles of the Basle Supervisors Committee and IOSCO (International Organisation of Securities Commission) and plays a full part in the international community of financial services regulators. The Mortgage and borrowing calculators are calculation tools, not an offer to lend. Interest rates shown are for demonstration purposes only and actual market interest rates may vary.




Use of the Web Site Use of the web site is subject to these terms and conditions. If you do not agree to these conditions after reading them please stop using the Site immediately. These terms are a legal agreement between us and can only be modified with our consent. We reserve the right to change the terms at our discretion by changing them on the Site. Copyright The information on this web site is intended to be accurate at the time it is uploaded to the web site but such information is subject to change and Cowley Groves Holdings Limited does not warrant the accuracy of such information. The copyright and all other intellectual property rights in this website (including all text, graphics, code, files and links) belong to us or our licensor. You must not copy, transmit, store (in whole or in part), frame, pass-off or link to the contents of this website without our written consent. You may download information from the Site for your own personal use only. You acknowledge that you do not acquire any ownership rights by downloading copyright material. Cowley Groves Holdings Limited have taken reasonable steps to ensure that the material downloaded onto the site for vistors use is free from viruses. This website may contain links to websites operated by third parties. Using such a link means you are leaving our site and we take no responsibility for, and give no warranties, guarantees or representations in respect of linked sites. You must not include links to this website in any other website without our written consent. Liability We provide the information on this Site free of any access charge. Due to the nature of software and the internet, we cannot guarantee that your access to, or running of, this website (or the processing of transactions conducted through it) shall be uninterrupted or error free. We shall not be liable if we cannot process your details due to circumstances beyond our reasonable control. The information provided on this website is for general interest only and does not constitute specific advice. We do not accept any liability if you suffer any loss as a result of using this website or relying on any information provided on it. Data Protection Cowley Groves Holdings Limited may hold information about you which it may use for marketing and research. Such information may be passed to other companies within the Cowley Groves Group, its agents and carefully selected third parties. If you do not wish to receive such information please write to: The Company Secretary, Cowley Groves Holdings Ltd, 18 Victoria Street, Douglas, Isle of Man You have the right to request details of any information Cowley Groves Holdings Ltd may hold about you (for which Cowley Groves Holdings Ltd may make a reasonable charge) and to have inaccuracies corrected. Requests for such information or notification of inaccuracies should be in writing, enclosing proof of identification and be addressed to: [THE ACT PRESCRIBES A £10 CHARGE] The Company Secretary, Cowley Groves Holdings Ltd, 18 Victoria Street, Douglas, Isle of Man Legal Jurisdiction These conditions and any claim based upon use of this website shall be governed by the laws of the Isle of Man and you agree to submit the exclusive jurisdiction of the Manx courts.


Registered Address Details Cowley Groves Holdings Ltd - Registered in the Isle of Man - No 01343C Cowley Groves & Company Ltd - Registered in the Isle of Man - No 030796 Cowley Groves Financial Services Ltd - Registered in the Isle of Man - No 057507		Registered Office at:- 18 Victoria Street Douglas Isle of Man IM1 2LQ